| Layer / Ratio / Statistic | TTM | PY1 | PY2 | |
|---|---|---|---|---|
| Overall Composite Score | 5.3 | 5.9 | 6.5 | |
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Income Statement Composite | 1.7 | 0.8 | 1.1 |
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↳ 3-Year Revenue CAGR | |||
| ↳ Capped Z-Score | -0.17 | — | — | |
| ↳ Sector Median Analytics | ||||
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↳ Gross Margin | |||
| ↳ Capped Z-Score | 0.74 | 0.03 | 0.11 | |
| ↳ Sector Median Analytics | ||||
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↳ Operating Margin | |||
| ↳ Capped Z-Score | 0.19 | 0.20 | 0.23 | |
| ↳ Sector Median Analytics | ||||
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↳ Net Profit Margin | |||
| ↳ Capped Z-Score | 0.00 | -0.17 | 0.03 | |
| ↳ Sector Median Analytics | ||||
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Cash Flow Composite | 2.5 | 0.6 | 0.2 |
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↳ 3-Year OCF CAGR | |||
| ↳ Capped Z-Score | 0.71 | — | — | |
| ↳ Sector Median Analytics | ||||
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↳ Operating Cash Flow Margin | |||
| ↳ Capped Z-Score | 0.68 | 0.39 | 0.40 | |
| ↳ Sector Median Analytics | ||||
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↳ Free Cash Flow Margin | |||
| ↳ Capped Z-Score | 0.96 | -0.59 | -0.98 | |
| ↳ Sector Median Analytics | ||||
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Balance Sheet Composite | 1.1 | 4.5 | 5.1 |
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↳ Return on Assets | |||
| ↳ Capped Z-Score | 0.05 | -0.33 | -0.05 | |
| ↳ Sector Median Analytics | ||||
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↳ Capital Intensity Ratio | |||
| ↳ Capped Z-Score | 0.09 | -3.50 | -3.50 | |
| ↳ Sector Median Analytics | ||||
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↳ Asset Turnover | |||
| ↳ Capped Z-Score | -0.69 | -0.61 | -0.47 | |
| ↳ Sector Median Analytics | ||||
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↳ Equity Multiplier | |||
| ↳ Capped Z-Score | -0.35 | -0.21 | -0.30 | |
| ↳ Sector Median Analytics | ||||
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↳ Return on Equity | |||
| ↳ Capped Z-Score | -0.50 | -0.43 | -0.28 | |
| ↳ Sector Median Analytics | ||||
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↳ Return on Invested Capital (ROIC) | |||
| ↳ Capped Z-Score | -0.10 | -0.21 | -0.10 | |
| ↳ Sector Median Analytics |
| Metric/Statistic | Ticker Value | |
|---|---|---|
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Market Valuation Composite | -0.6 |
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↳ Trailing P/E
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| ↳ Sector Median | ||
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↳ Forward P/E
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| ↳ Sector Median | ||
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↳ PEG Ratio
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| ↳ Sector Median | ||
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↳ EV/EBITDA
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| ↳ Sector Median | ||
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↳ EV/Revenue
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| ↳ Sector Median | ||
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↳ Potential Upside/(Downside) - Street Estimate
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| ↳ Sector Median | ||
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Relative (Discount)/ Premium - Operations
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↳ Actual Enterprise Value/Invested Capital:
↳ Predicted EV/Invested Capital:
↳ Fundamental Surplus:
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Implied FCFF Growth Rate
CURRENT
i
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↳ Weighted Historic FCFF Growth:
↳ Sector Median FCFF Growth:
↳ FCFF Growth Surplus:
i
↳ FCFF Growth Surplus z-score:
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Implied FCFE Growth Rate
CURRENT
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↳ Weighted Historic FCFE Growth:
↳ Sector Median FCFE Growth:
↳ FCFE Growth Surplus:
i
↳ FCFE Growth Surplus z-score:
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WACC
i
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↳ Cost/Weight of Equity:
↳ Cost/Weight of Debt:
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HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.