| Layer / Ratio / Statistic | TTM | PY1 | PY2 | |
|---|---|---|---|---|
| Overall Composite Score | -0.1 | -0.9 | -6.1 | |
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Income Statement Composite | 3.5 | 2.7 | -0.2 |
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↳ 3-Year Revenue CAGR | |||
| ↳ Capped Z-Score | 1.77 | — | — | |
| ↳ Sector Median Analytics | ||||
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↳ Gross Margin | |||
| ↳ Capped Z-Score | 0.52 | 0.41 | 0.31 | |
| ↳ Sector Median Analytics | ||||
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↳ Operating Margin | |||
| ↳ Capped Z-Score | 0.01 | -0.14 | -1.49 | |
| ↳ Sector Median Analytics | ||||
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↳ Net Profit Margin | |||
| ↳ Capped Z-Score | -0.47 | -1.04 | -2.54 | |
| ↳ Sector Median Analytics | ||||
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Cash Flow Composite | -0.5 | -0.3 | -0.8 |
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↳ 3-Year OCF CAGR | |||
| ↳ Capped Z-Score | -0.67 | — | — | |
| ↳ Sector Median Analytics | ||||
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↳ Operating Cash Flow Margin | |||
| ↳ Capped Z-Score | 0.17 | 0.33 | 0.08 | |
| ↳ Sector Median Analytics | ||||
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↳ Free Cash Flow Margin | |||
| ↳ Capped Z-Score | 0.18 | 0.20 | -0.03 | |
| ↳ Sector Median Analytics | ||||
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Balance Sheet Composite | -3.1 | -3.3 | -5.1 |
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↳ Return on Assets | |||
| ↳ Capped Z-Score | -0.41 | -0.92 | -1.60 | |
| ↳ Sector Median Analytics | ||||
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↳ Capital Intensity Ratio | |||
| ↳ Capped Z-Score | -1.05 | -1.77 | -2.72 | |
| ↳ Sector Median Analytics | ||||
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↳ Asset Turnover | |||
| ↳ Capped Z-Score | -0.95 | -0.80 | -0.69 | |
| ↳ Sector Median Analytics | ||||
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↳ Equity Multiplier | |||
| ↳ Capped Z-Score | 1.81 | 1.77 | 1.44 | |
| ↳ Sector Median Analytics | ||||
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↳ Return on Equity | |||
| ↳ Capped Z-Score | -0.57 | -0.94 | -2.12 | |
| ↳ Sector Median Analytics | ||||
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↳ Return on Invested Capital (ROIC) | |||
| ↳ Capped Z-Score | -0.38 | -0.52 | -1.13 | |
| ↳ Sector Median Analytics |
| Metric/Statistic | Ticker Value | |
|---|---|---|
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Market Valuation Composite | -4.2 |
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↳ Trailing P/E
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| ↳ Sector Median | ||
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↳ Forward P/E
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| ↳ Sector Median | ||
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↳ PEG Ratio
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| ↳ Sector Median | ||
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↳ EV/EBITDA
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| ↳ Sector Median | ||
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↳ EV/Revenue
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| ↳ Sector Median | ||
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↳ Potential Upside/(Downside) - Street Estimate
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| ↳ Sector Median | ||
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Relative (Discount)/ Premium - Operations
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↳ Actual Enterprise Value/Invested Capital:
↳ Predicted EV/Invested Capital:
↳ Fundamental Surplus:
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Implied FCFF Growth Rate
CURRENT
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↳ Weighted Historic FCFF Growth:
↳ Sector Median FCFF Growth:
↳ FCFF Growth Surplus:
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↳ FCFF Growth Surplus z-score:
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Implied FCFE Growth Rate
CURRENT
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↳ Weighted Historic FCFE Growth:
↳ Sector Median FCFE Growth:
↳ FCFE Growth Surplus:
i
↳ FCFE Growth Surplus z-score:
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WACC
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↳ Cost/Weight of Equity:
↳ Cost/Weight of Debt:
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Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.